With the U.S. dollar sinking to new lows, oil and gold attaining new heights, and both food and gasoline prices rising quickly: corporate CEO's, the media and government officials finally acknowledged what millions have seen coming for years - the U.S. economy is in BIG trouble - and the future looks bleak.

With words entering the lexicon constantly, it's a good idea for performance marketers to study up on some new industry jargon.

Has this ever happened to you?

It's late evening and your weekly newsletter, which would normally be queued for delivery on your autoresponder and blog by this time, is still nothing more than the vast white expanse of a blank Word document. Not only haven't you written a word, you also don't have the first clue what to write about, or which product you should try to sell.

Although you are usually passionate about your topic - organic vegetable gardening - you begin to wonder what the heck you were thinking when you chose to build a site around a seasonal niche.

Mancini says she thought the Internet was the wave of the future and wanted a way to connect and be part of it. She waited to get on the Internet until after her younger daughter's third birthday because she had the feeling that once she got on it she would never get off. And she was right.

Although she knew she wanted to sell something online, she had no idea what. She says she just had a feeling that "the Internet was going to be the place to be."

Joel Comm has been building websites for over 12 years. He sold his first business to Yahoo in 1997 and it became Yahoo Games. Comm is the author of several best-selling e-books, as well as The AdSense Code, a New York Times best seller. His next venture is as the creator and producer of the online reality show "The Next Internet Millionaire." The show, which is an "Apprentice"-type reality show being filmed in Loveland, Co., will air only online. The show features 12 contestants vying for a $25,000 prize and chance to start a business with Comm.

Rowley is a successful affiliate marketer who runs 50 websites and also has her hands full raising four kids. Still, she found time to design her own house from the ground up and manages to shuttle between Nebraska and Denver to see her boyfriend every other weekend.

She has an easygoing manner, and carries the enthusiasm of someone just a few years out of high school even though she's 34 and has been through a tumultuous seven years, which included a divorce.

Many online marketers started out working from home as a way to escape the Dilbert-like cubicle farms of corporate life in favor of a flexible schedule. And while these home-based workers may have managed to avoid rush-hour traffic, endless meetings and the watchful eye of superiors, their work life is hardly about hanging out in pajamas.

A work-at-home marketer complained that he gained 30 pounds in the last few years when his home-run online marketing business became successful. In fact, his wife stopped working, he was doing so well. He published an e-book on how he made it and he moved his family to a bigger house. He loves riding bikes with his kids and happily juggles his work hours and a new 11-month-old baby. A great success story, except that he just can't lose that 30 pounds.

This sounds like any hard worker in the performance marketing space, you think. The only difference is that Gevirtz is a freshman. No, he is not a freshman in college, not the next Shawn Fanning (of Napster fame) working out of a dorm room. Gevirtz is a freshman in high school - a 15- year-old wunderkind.

For many aspiring affiliates, the phrase Affiliate Lifestyle conjures up visions of big beautiful homes and shiny new sports cars. Graphic images on affiliate training sites encourage visitors to imagine themselves at their desk, dressed in pajamas and smiling the big happy smile as hundred-dollar bills miraculously fly from their computer monitor. Those images often include a picture of the loving spouse standing in admiration somewhere in the near background.